Checklist For Availing Bank Loans

Bank Loan Eligibility Checklist For Plots, Villas and Apartment Buyers

Salaried Person

  • 2 Photos each of applicant and co-applicant.
  • Pan card copy of applicant.
  • Address proof of applicant.
  • ID proof of co-applicant(Passport Copy or Driving License or Pan Card).
  • Address proof of co-applicant.
  • Relationship Proof of applicant and co-applicant.
  • Loan track from the beginning of all existing loans of applicant and co-applicant.
  • Employee/Company ID card.
  • Latest 3 months salary slips.
  • Latest 6 month bank statement(Salary A/C).
  • Latest 2 years Form NO. 16
  • Appointment letter of current company and relieving letter of previous company.
  • Cheque Leaf(CST) for processing fees favoring the Bank(you are applying loan from) from Salary Bank Account only.
  • 7 PDC Cheque leaves(CST Cheques only) after loan sanction from salary bank account only.
  • Own contribution receipt(OCR = Purchase Amount- Bank Loan Amount) to be through banking channels.

Self-Employed Person

  • 2 Photos each of applicant and co-applicant.
  • Pan card copy of applicant.
  • Address proof of applicant.
  • ID proof of co-applicant(Passport Copy or Driving License or Pan Card).
  • Address proof of co-applicant.
  • Loan track of all previous loans of either applicant or co-applicant.
  • Latest 3 years ITR with audited financials.
  • Latest 1 year all Bank statements(current account and Personal account).
  • Business License.
  • Business Pan Card.
  • Business Address Proof.
  • Latest 3 months salary slips.
  • Latest 6 month bank statement(Salary A/C).
  • Latest 2 years Form NO. 16.
  • Appointment letter of current company and relieving letter of previous company.
  • 1 Cheque Leaf(CST) for processing fees favoring the Bank(you are applying loan from).
  • 7 PDC Cheque leaves(CST Cheques only) after loan sanction.
  • Own contribution receipt(OCR = Purchase Amount- Bank Loan Amount) to be through banking channels.